Curata
Securely authenticate customers quickly and efficiently.
Curata allows your customers to authenticate and verify themselves, in real time using biometric facial recognition matching against South Africa’s national population register. We help you combat possible fraud and reduce your downstream costs, while ensuring consumer consent is given – for 100% compliance.
Why Curata?
- Patented Liveness Detection technology makes sure your customer is actually in front of the device’s camera at the time of authentication.
- Eliminates fraud by obtaining the authentic documentation directly from source and eliminates presentation of counterfeit documents.
- Reduces turn-around-times of authenticating customers digitally.
- Boosts the application process, as data on each customer can be auto populated from a variety of sources after using Curata.
- The information is processed in a safe and secure encrypted manner and is trusted by South Africa’s leading banks.
- Fully Cloud-based technology.
- Your customer is in full control of the authentication process whilst providing you with a full audit trail.
Our Technology
- Detects video replays and copies with special texture analysis algorithms.
- Uses AI and Deep Convolutional Neural Networks to detect presentation attacks and deepfake spoof attempts.
- Optional challenge response test to validate random head movements.
- Facial extraction service whereby we can extract a facial image from a document – via API.
- Facilitates file sharing between disconnected parties only once client has been identified through biometric process and customer consent for the data to be shared is given.
Accreditation
BioID's face liveness verification is compliant with industry standards, as confirmed by two independent FIDO-accredited testing laboratories.
Powered by BioID in Germany
Curata uses components engineered in Germany by BioID. The privacy-assured software is GDPR compliant and strengthens identity proofing with reliable, device independent technology to deliver accurate performance and excellent service.
Curata Web Service
We offer our technology as a scalable and professionally secured cloud service. Giving you access to the full portfolio of our biometric Web-APIs, consolidated in our Curata Web Service.
Certification
- ISO/IEC 30107-3:2017 Presentation Attack Detection (PAD) Levels 1 & 2 compliant as certified by TÜV Informationstechnik GmbH (TÜViT) in Germany.
- FIDO ISO 19795 and ISO/IEC 30107 Biometric Component as certified by laboratories ELITT/Leti in France. BioID’s anti-spoofing technology is a vital part of the standard specifications for fraud prevention, including deepfake detection.
- BioID’s certified liveness detection is compliant with the standard for Remote Identity Verification Providers (PVID) as published by ANSSI (The National Information Systems Security Agency). In 2022, BioID has been tested successfully as part of a PVID certified identity verification solution.
Biometric Services
Liveness Detection
- 3D presentation attack detection
- Supports off-the-shelf cameras
- User experience: Take a selfie!
- Multiple patents
ID Photo Matching
- ID ownership verification
- Only three snapshots required
- Enables remote KYC onboarding
- Real-time & frictionless
Deepfake Detection
- Detects malicious AI-generated content
- Utilises machine learning algorithms to analyse facial features, gestures and other elements
- Seamless integration into Liveness Detection API
- Ethically Trained Datasets to reduce bias and enable face matching
Course Correction
- Guiding customers in properly positioning their faces
- Real-time interactive feedback on face positioning to ensure optimal photo quality
- Retake Option that allows customers to retake their selfies if needed for better accuracy
- Ensures high-quality selfies by correcting face positioning errors
Benefits of Using Curata
Using facial biometrics, we are able to confirm that the customer giving consent is who they say they are, record an audit trail of the consent, and secure the required documentation from our Secure-X Portal.
This process eliminates fraud by obtaining the authentic documentation directly from source and eliminates presentation of counterfeit documents. It ensures that customers do not have to return with their requested documents at a later date, which in turn reduces the risk of losing the customer due to inconvenience.
Slow, manual application processes also get a turbo-boost, as data on each customer can be auto populated from a variety of sources after using Curata. To protect client data, the information is processed in a secure server environment, which has processed millions of bank statements and is trusted by South Africa’s leading banks. Digital onboarding has never been easier or more reliable.
Additional value add means that with customer consent you can gain access to our full suite of products inclusive of bank statements, payslips , KYC and proof of address via our Secure-X portal.
